Representation

A Mortgage Broker represents the borrower . The broker will package the loan to highlight strengths and minimize weaknesses.

Specialization

A Mortgage Broker specializes in Real Estate loans, and consequently is extremely knowledgeable to the Real Estate market.

Flexibility

A Mortgage Broker can place your loan with the lender that has the best rate at the time of submission. A bank has only their loan programs to choose from. A Mortgage Broker can quickly resubmit your loan package to another lender if necessary.

Customization

Mortgage Brokers work with any different lenders. This gives them the ability to find the type of loan which will suit your specific needs.

Service

The best Mortgage Brokers work flexible hours and are available evening and weekends and will meet you in your home if necessary.

Cost

Best of all, a Mortgage Broker can usually save you money because of a variety of loan programs and pricing available to them. A broker will do the "rate shopping" for you to find the best possible interest rate at the least cost.